What fees are associated with MintChip?

The MintChip app is free to use. It is free to transfer money between friends and family using P2P transfers, paying merchants and cashing out funds to a Canadian bank account.

We do not charge you a fee to top up from a Canadian bank account using Interac Online, or top top up with a Canadian debit card that has either a VISA or MasterCard logo displayed on the front of the card. To top up with a Canadian debit card with a Visa or MasterCard logo, choose the ‘Credit Card’ option in the MintChip app. 

We no longer support topping up with a credit card and as of June 25th, 2018 we will charge a 3.25% fee when topping up your MintChip account from a credit card using Apple Pay.

*®Interac is a trademark of Interac Inc. The Interac Online Payment service is owned and operated by Acxsys Corporation.

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