The MintChip app is free to use. It is free to transfer money between friends and family using P2P transfers, paying merchants and cashing out funds to a Canadian bank account.
We do not charge you a fee to top up from a Canadian bank account using Interac*® Online, or top top up with a Canadian debit card that has either a VISA or MasterCard logo displayed on the front of the card. To top up with a Canadian debit card with a Visa or MasterCard logo, choose the ‘Credit Card’ option in the MintChip app.
We no longer support topping up with a credit card and as of June 25th, 2018 we will charge a 3.25% fee when topping up your MintChip account from a credit card using Apple Pay.
*®Interac is a trademark of Interac Inc. The Interac Online Payment service is owned and operated by Acxsys Corporation.