Is MintChip free to use?

The MintChip app is free to use. It is free to transfer money between friends and family using P2P transfers, to pay merchants and to cash out funds to a Canadian bank account.

We do not charge you a fee to top up from a Canadian bank account using Interac Online, or using a Canadian debit card that has either a VISA or MasterCard logo displayed on the front of the card. To top up with a Visa or MasterCard debit card, choose the ‘Credit Card’ option in the MintChip app. Also, as of June 25th, 2018 we will charge a 3.25% fee when topping up your MintChip account from a credit card using Apple Pay.



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